View source for Employers' Liability (Compulsory Insurance) Act 1969

{{Use dmy dates|date=October 2019}}
{{Infobox UK legislation
| short_title           = Employers' Liability (Compulsory Insurance) Act 1969
| type                  = Act
| parliament            = Parliament of the United Kingdom
| long_title            = An Act to require employers to insure against their liability for personal injury to their employees; and for purposes connected with the matter aforesaid.
| year                  = 1969
| citation              = [[List of acts of the Parliament of the United Kingdom from 1969|1969]] c. 57
| introduced_commons    =
| introduced_lords      =
| territorial_extent    =
| royal_assent          = 22 October 1969
| commencement          =
| expiry_date           =
| repeal_date           =
| amends                =
| replaces              =
| amendments            =
| repealing_legislation =
| related_legislation   =
| status                =
| legislation_history   =
| theyworkforyou        =
| millbankhansard       =
| original_text         =
| revised_text          =
| use_new_UK-LEG        = no
| UK-LEG_title          =
| collapsed             =
}}
The '''Employers' Liability (Compulsory Insurance) Act 1969''' (c. 57) is a UK [[act of Parliament (UK)|act of Parliament]] which requires that employers carry [[insurance]] against the [[personal injury]] of their employees.
==Content==
The insurance that employers must take out is referred to as Employer's Liability Compulsory Insurance (sometimes referred to as "ELCI").<ref>Health and Safety Executive for Northern Ireland, [https://www.hseni.gov.uk/articles/insurance Insurance], accessed 11 February 2019</ref> As well as being insured, employers must post details of the insurance for staff to see. This requirement applies to most companies; exemptions include public organisations and certain [[Micro-enterprise|micro]] companies.
Under section 5, offenders can be sentenced, on summary conviction in a [[magistrates' court (England and Wales)|magistrates' court]], to a fine of up to level 4 on the [[standard scale]] (£2,500).
==Employers' Liability Tracing Office==
The '''Employers' Liability Tracing Office''' (ELTO) is an independent UK agency set up to provide insurance claimants and their representatives with online access to a database of Employers' Liability Insurance policies, so that people suffering from a disease/injury caused at work with a former employer can identify who provides their insurance. It is organised as an independent, not-for-profit [[company limited by guarantee]] and funded by a levy.<ref>Employers' Liability Tracing Office, [http://www.elto.org.uk/What_Is_Elto.aspx What is ELTO?], accessed 12 June 2018</ref> It was established in 2011 and is based in [[Milton Keynes]]. ELTO replaced a previous voluntary Employers' Liability Code of Practice (ELCOP) tracing service, which had been in place since 1999.<ref>Employers' Liability Tracing Office, [http://www.elto.org.uk/documents/Success_of_ELTO_five_years_on_PRESS_RELEASE_ISSUE.pdf ELTO marks five years with growing industry commitment], published 5 September 2016, accessed 12 June 2018</ref>
In February 2011, the [[Financial Services Authority]] published regulations concerning the way that insurers and intermediaries record employers' liability policy data.<ref>Financial Services Authority, [http://www.fsa.gov.uk/pubs/policy/ps11_04.pdf PS 11/4: Tracing Employers' Liability Insurers], February 2011, accessed 2 August 2018</ref>
==Working abroad==
{{Expand section|date=August 2011}}
The act does not require compulsory insurance against illness and injury suffered by employees working abroad. ''Reid v Rush and Tompkins Group Plc'' (1989) established that there is no requirement to advise employees to obtain insurance for themselves:
{{quote|''In a number of contexts, Parliament has legislated to protect people in this country from the risks of uncompensated injury. Compulsory employer's liability insurance has been imposed. Save for certain limited exceptions that duty does not apply to employment out of this country. Even in the limited and modest terms of a duty to warn it might be difficult to impose by judicial decision a duty on employers in respect of their servants working abroad, which relates to loss through injuries suffered where the employer is not responsible, having regard to the fact that Parliament has not imposed an obligation to ensure even in respect of injuries for which the employer would be liable.''<ref>Lord Justice Ralph Gibson, England and Wales Court of Appeal, [http://www.bailii.org/ew/cases/EWCA/Civ/1989/10.html Reid v Rush and Tompkins Group Plc &#91;1989&#93; EWCA Civ 10 (22 March 1989)], accessed 11 February 2019, cf [1990] 1 WLR 212</ref>{{efn|But contrast ''[[Scally v Southern Health and Social Services Board]]'' [1992] 1 AC 294}} }}
==See also==
*[[UK labour law]]
*[[English tort law]]
==Notes==
{{notelist}}
==References==
{{Reflist}}
[[Category:Liability insurance]]
[[Category:United Kingdom Acts of Parliament 1969]]
[[Category:United Kingdom labour law]]
[[Category:1969 in labor relations]]
[[Category:Employers]]
[[Category:Organisations based in Milton Keynes]]